Given that your father didn't Possess a Will, the surviving husband or wife is usually not entitled to the entire Estate belongings. Having said that, the 3 belongings which you described, retirement accounts, stock accounts and house, can all both have beneficiary designations or be held in joint name Together https://www.bing.com/search?mkt=en-US&pq=McKenzie+Legal+%26+Financial+-+Thomas+L.+McKenzie%2C+Esq+in+Los+Alamitos%2C+CA+90720-4909&q=McKenzie+Legal+%26+Financial+-+Thomas+L.+McKenzie%2C+Esq+in+Los+Alamitos%2C+CA+90720-4909